It's November, the holidays are around the corner, and somewhere in your benefits portal there's a balance with your name on it. If that balance is an FSA, you may only have until December 31 to use those funds.
The good news? You can put those pre-tax dollars toward something you'll use every single day: a brand-new pair of CliCs.
Before you start shopping, let’s break down how FSAs and HSAs work, which CliC eyewear qualifies, and how to make the most of your benefits before the year wraps up.
FSA vs. HSA: What’s the Difference?
Let’s start with the basics. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) let you set aside pre-tax dollars for eligible healthcare expenses. These funds are commonly used for doctor visits, prescriptions, and other qualifying healthcare products, including certain items you can find at the pharmacy.
An FSA is often offered through your employer. You choose how much to contribute for the year, and your full annual election is generally available to use at the start of the plan year. The catch? Unused funds may expire at the end of the plan year, typically December 31 for calendar-year plans. Some plans offer a grace period or limited carryover, so check with your plan administrator.
An HSA is yours to keep and is available to people enrolled in an eligible high-deductible health plan who meet the other IRS requirements. Unlike an FSA, your balance rolls over year after year, so there's no year-end use-it-or-lose-it deadline. But if you need new glasses, there's no reason to wait.
Pro tip: Not sure which account you have or when your deadline falls? Your benefits portal or plan administrator can help you find out in just a few minutes.
What Can You Buy at CliC With Your FSA/HSA?
You can use your FSA/HSA balance on any CliC product except traditional sunglasses, without magnification. That means you can put your funds toward:
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- Readers in every style, plus blue light, light-adaptive, and sun lens options
- Bifocal Readers for near and mid-range clarity, including Sun Bifocals
- Prescription Glasses in single vision, lined bifocal, and progressive lenses
- Replacement Lenses
Why Not Wait Until December?
We've all been there: it's the last week of the year, you suddenly remember your FSA balance, and you scramble to spend it on something you don't really need.
Shopping now gives you time to do it right. You can check your size, take the Frame Finder Quiz, compare colors, and, if you're ordering prescription lenses, have your eye doctor's prescription ready.
Gone are the days of readers scattered around your house—CliCs are meant to stay with you, wherever you go. Because CliCs are designed to hang around your neck when you’re not using them, having one wherever you need it means no more hunting for your glasses.
Building Prescription CliCs
There’s never been a better time to build your custom prescription CliCs. Once you’ve found your favorite frame style, here’s what to know before you get started:
· Choose Your Rx Type: Select single-vision, lined bifocal, or progressive lenses based on your prescription needs.
· Select Your Lens Index: Choose from options designed for different prescription strengths.
· Select Your Lens Type: Choose from clear, blue light, light-adaptive, or sunglass lenses. Yes, prescription sunglasses are an option, too!
· Pick Your Lens Coating: Explore a variety of lens coatings to find the features that best suit your needs.
· Have Your Prescription Details Ready: You'll need information from your eye doctor to complete your order. Below is a preview of this step so you can see what to expect.
Pro tip: Keep a PDF or JPG of your prescription handy to make the process even smoother.
How to Use Your FSA/HSA at CliC
- Pick your pair. Browse our Best Sellers or Prescription CliCs, or start with the Frame Finder Quiz to find your perfect fit.
- Check out with your FSA/HSA card. At checkout, enter your FSA or HSA card details just as you would with any other payment card.
- Keep your order confirmation. If your plan requires documentation for reimbursement, your order details will be handy. Need an itemized receipt? Contact us to request one. Not sure what documentation you need? Check with your plan administrator.
- Enjoy your new CliCs—you made a smart move by using your pre-tax dollars toward eyewear you’ll reach for all the time (and never lose!)
Make Your Dollars Count
Make the most of your FSA/HSA benefits by putting those dollars toward something that you’ll use every day. If new glasses are on your list, now’s a great time to find your next pair of CliCs and head into the new year seeing clearly.
Eligible eyewear may include readers, bifocals, reader sunglasses, blue light readers, light-adaptive readers, and prescription glasses. Eligibility can vary by product, so check with your plan administrator. Accessories such as cases are an eligible expense when purchased with eyewear. Prescription lenses are non-refundable.
